The calculators here are designed to assist you to get a better understanding of the various scenarios you need to consider in designing your financial plan. The calculators alone are not sufficient in development or implementation of any investment strategy.  You should seek professional financial advice.

These calculators can help you begin planning for your financial future. Simply by inputting some basic financial information and assumptions, you’ll take the first steps to meet important financial goals.

Please note that they cannot provide you with any final answers. The calculators allow you to perform “hypotheticals,” recalculating and generating new results for different inputs and assumptions. But they cannot take every assumption into account. They cannot consider all the information relevant to your needs, and they obviously don’t make decisions for you. For that, you will want to learn more about the issues after discussing with a financial professional. Using these tools and educating yourself on the workings of life insurance and other financial products can help you feel more comfortable and have meaningful conversation with such professionals.

The tools above were designed for you to conduct a basic self-assessment of your needs and are only meant to provide you with a rough estimate. For a more in-depth and overall analysis of your specific situation and needs, please contact a Financial Professional. These interactive calculators and tools are for educational use only and are not intended to provide financial, legal, investment, or tax advice. All examples are derived from inputs provided by you, are hypothetical and are for illustrative purposes. In addition, such information should not be relied upon as the only source of information. We encourage you to contact your financial professional regarding your personal situation. This information is supplied from sources we believe to be reliable, but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results. We recommend that you use this calculator as a guideline only and ultimately seek the guidance of an experienced professional. Your Thinking Hats FZCO or does not guarantee the accuracy of the calculations, results, explanations, nor applicability to your specific situation.